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No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information. Investment advisory services provided by CWS Financial Advisors, an SEC registered investment adviser. Information regarding the firm’s services, fees, and additional disclosure information can be found by accessing www.adviserinfo.sec.gov and following the search instructions.